1. Acceptance of These Terms

By accessing, browsing, or otherwise using this website, you agree to be bound by these Terms of Use and by our Privacy Policy, which is incorporated here by reference. This website is operated by The Legacy Wealth Group LLC (“The Legacy Wealth Group,” “we,” “us,” or “our”). If you do not agree to these terms, please do not use this website. We may revise these terms at any time, and your continued use of the site means you accept those changes.

2. Informational Purpose Only — Not Advice

The content on this website is provided for general overview and informational purposes only. It is not intended and should not be relied upon as individualized tax, legal, fiduciary, or investment advice, and it is not an offer or solicitation to buy or sell any security or insurance product. For answers to specific questions and before making any decisions, please consult a qualified attorney, tax advisor, or financial professional.

3. Securities, Insurance, and Our Relationship with OneAmerica Securities

Securities offered through OneAmerica Securities, Inc., a Registered Investment Advisor, Member FINRA, SIPC. The Legacy Wealth Group is not an affiliate of OneAmerica Securities or the companies of OneAmerica Financial and is not a broker-dealer or Registered Investment Advisor.

You may check the background of this firm and its financial professionals on FINRA’s BrokerCheck.

4. Licensing and Jurisdiction

The Legacy Wealth Group is authorized to conduct life insurance and securities business in Illinois and may be licensed in other states. The Legacy Wealth Group and its financial professionals cannot conduct life insurance or securities business in states in which they are not licensed. Nothing on this website is to be construed as an offer for the sale of insurance or securities products in any state or country in which we are not authorized.

5. No Guarantees; Investment Risk

Investing involves risk, which includes the potential loss of principal. Guarantees are subject to the claims-paying ability of the issuing insurance company. Any examples, figures, or projections on this website are for illustration only and are not a promise or guarantee of future results.

6. No Tax or Legal Advice

Neither OneAmerica Securities, the companies of OneAmerica Financial, The Legacy Wealth Group, nor their representatives provide tax or legal advice. For answers to specific questions and before making any decisions, please consult a qualified attorney or tax advisor.

7. No Government Affiliation

The Legacy Wealth Group is not affiliated with or endorsed by the Social Security Administration, the Centers for Medicare & Medicaid Services, or any other governmental agency.

8. Accuracy and Availability of Information

We work to keep the information on this website accurate and current, but we make no warranty that it is complete, error-free, or up to date. Content may change without notice. The website and its content are provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied.

9. Intellectual Property

The content on this website — including text, graphics, logos, and images — is the property of The Legacy Wealth Group LLC or its licensors and is protected by applicable intellectual-property laws. “OneAmerica,” “OneAmerica Financial,” “OneAmerica Securities,” and related marks are the property of OneAmerica Financial Partners, Inc. and its affiliated companies. You may not copy, reproduce, or reuse any content from this website without prior written permission.

10. Third-Party Links

This website may contain links to third-party websites, including FINRA’s BrokerCheck and SIPC, provided for your convenience. We do not control and are not responsible for the content, accuracy, or privacy practices of any third-party website, and a link does not imply our endorsement of it.

11. Limitation of Liability

To the fullest extent permitted by law, The Legacy Wealth Group LLC and its financial professionals will not be liable for any direct, indirect, incidental, or consequential damages arising out of your access to, use of, or inability to use this website or any content on it.

12. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

13. Changes to These Terms

We may update or amend these Terms of Use from time to time. The “Last Modified” date above indicates when the terms were last revised. Your continued use of the website after changes are posted constitutes your acceptance of the revised terms.

14. Governing Law

These Terms of Use are governed by the laws of the State of Illinois, without regard to its conflict-of-laws provisions.

15. Contact Us

If you have any questions about these Terms of Use, please contact us or call (630) 541-5958.